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AFFIRMATION IN OPPOSITION TO COURT'S Order to show Cause
and in support of Plaintiffs' Cross Motion     Dated 12/14/2009



                                              Before the Honorable
    UNITED STATES DISTRICT COURT                   Judge Preska
    SOUTHERN DISTRICT OF NEW YORK
    -----------------------------------------------+
    SCOTT E. WEBSTER, and JEAN ALLEN WEBSTER,      |
                                                   |
                       Plaintiffs, pro se          |
                 vs.                               |        - CV -
                                                   |
    WELLS FARGO BANK, N.A., SUCCESSOR BY           |
     MERGER TO WELLS FARGO HOME MORTGAGE, INC.     |      CASE NUMBER:
     3467 Stateview Boulevard, Ft. Mill SC 29715   |
     and d/b/a WELLS FARGO HOME MORTGAGE,          |
    RICHARD M. KOVACEVICH AS CEO WELLS FARGO       |      08 CIV 10145
    BANK, N.A., SEAN NIX, DOMINICK PENZETTA,       |
    MARCIA FRANCIS, STEVEN J. BAUM PC, DARLEEN V.  |
    KARASZEWSKI, AFFORDABLE FINANCIAL SERVICES,    |      AFFIRMATION
    JOHN BALDWIN, RIVER CITY ABSTRACT, John and    |
    Jane Doe being persons unknown, if any, who    |      IN SUPPORT
    abetted individually, or individually, or in   |
    concert, with any of the above named defendants|     OF PLAINTIFFS'
    in the acts being complained in this action, as|   VERIFIED COMPLAINT;
    this action, as                                |   AND CROSS-MOTION,
                      Defendants.                  |
    -----------------------------------------------+   AND IN RESPONSE TO
    COMMONWEALTH OF VIRGINIA....)                    THE COURT'S ORDER TO
    COUNTY OF CARROLL...........) ss:                SHOW CAUSE 12/02/09

        1.  The above captioned Plaintiffs, Scott E. Webster and Jean
    Allen Webster ("PLAINTIFFS"), residing at 204 Charlotte Drive,
    Dugspur, Virginia 24325, being deposed under the laws of perjury
    state to this Honorable Court the following, are fully familiar with
    all the facts in the above captioned action, and that they jointly
    state to this Court as follows.

                RESPONDING TO THE COURTS ORDER TO SHOW CAUSE

        2.  That PLAINTIFFS make this Affirmation in support of their
    Verified Amended Complaint that was properly and timely filed March
    16, 2009, (hereinafter "COMPLAINT") and in response to the Courts
    own motion by way of an Order to Show Cause of December 2, 2009,
    (hereinafter "OSC") and ("Instant Motion") ordering PLAINTIFFS to
    Show Cause before this Court as to why PLAINTIFFS causes of action
    should survive this Instant Motion and any subsequent challenge to
    dismiss the COMPLAINT for failure to state a "plausible claim for
    relief" as per the recent United States 5-4 split decision in
    Ashcroft v Iqbal 129 S. Ct. 1937 (2009), (hereinafter "ASHCROFT"),
    and further challenges for dismissal under the established doctrine
    of Rooker-Feldman.  PLAINTIFFS will detail their support and
    position to these demands in the later paragraphs, starting below at
    paragraph 17.

                         PLAINTIFFS CROSS-MOTION

        3.  As any order to show cause is in fact an excelerated motion
    and therefore subject to a cross motion, this Courts Instant Motion,
    the OSC, can fairly be interpreted as a one sided motion to dismiss
    the COMPLAINT via Rule 12, that was submitted both on behalf of
    defendants who have not appeared, as well as those who have appeared
    through their prior motions to dismiss as per Rule 12 (B) (1) and
    (6); all three of which are still pending before this Court.  This
    OSC also acts as an unsubmitted motion to also dismiss the COMPLAINT
    on behalf of named Defendant RiverCity Abstract who merely submitted
    an answer.  Therefore PLAINTIFFS will have to address your Honor
    directly as the moving party, and will refer and treat the OSC as
    the "Instant Motion" for which clearly is an apparent Rule 12(b)(6)
    motion to dismiss.

        4.  As your OSC states "Having reviewed the amended
    complaint..." PLAINTIFFS are not going to burdensome the Court with
    a copy of the 64 page COMPLAINT with some 40 pages of exhibits, as
    it was acknowledged to have been before you, and considered in your
    OSC, and therefore a part of the record should an appeal be
    necessary.  PLAINTIFFS will however, use exact text from the
    COMPLAINT relating to the pleaded causes of action in defending as
    per ASHCROFT, beginning at paragraph 17 below.  Likewise, excerpts
    from PLAINTIFFS' responses to the three undecided motions submitted
    pleading Rooker-Feldman begin at paragraph 90 below.

        5.  Additionally PLAINTIFFS are requesting as per your Honor's
    printed Individual Practices of Judge Loretta A. Preska, per section
    2 (E) "Oral Arguments on Motions" where "Parties may request oral
    argument by letter at the time of their moving, opposing, or reply
    papers are filed."  Therefore we are requesting oral argument as
    this request is also included in our covering letter for this
    Affirmation in Response and in support of cross-motion.

        6.  PLAINTIFFS therefore also make this Affirmation in support
    of their cross-motion which is being submitted in response to the
    OSC itself and not through any captioned defendant who has put in an
    appearance either via motion or answer, as PLAINITFFS are put at a
    severe disadvantage by not knowing what specific issues to address,
    which is akin to a prosecuter demanding proof of innocence to show
    what and where one was doing in the previous week, instead of being
    able to respond to a specific date and time to be addressed as is
    required by a moving party in a Rule 12 motion.  This will be
    expanded on in the following paragraphs regarding, Rooker-Feldman,
    and ASHCROFT.

                  THIS COURT'S ORDER TO SHOW CAUSE MOTION
                 - PREJUDICE DIRECTED AGAINST PLAINTIFFS -

       7.  PLAINITFFS are deeply concerned and troubled by the OSC for
    the following reasons: it has the possible effect of blocking
    PLAINTIFFS' rights of due process and equal protection under the
    law; and, due process in preventing PLAINTIFFS from submission of
    motions for filing default judgements.  PLAINTIFFS had submitted a
    letter to assigned Magistrate Judge Maas on October 27, 2009, six
    weeks ago, seeking procedural clarification in filing motions for
    default judgements as per the Judge Maas' listed rules requiring a
    pre-motion conference.  The main questions were how can you have a
    conference when you have four defaulting defendants who were duly
    served as is detailed below at paragraph 49 below. This letter
    to-date has not been, to PLAINTIFFS' knowledge, filed and certainly
    has not been answered by Judge Maas.

        7a. PLAINTIFFS can only assume that this Court has required all
    civil cases pending before it be required to defend and conform to
    the tightened pleading requirements of ASHCROFT, as PLAINTIFFS have
    been ordered to do.  To do less, would show a bias against
    PLAINTIFFS on behlaf of this Court, and deny PLAINTIFFS equal
    protection under the law.

        8.  The Instant OCS, dated 12/2/09, is a motion to dismiss, as
    understood by PLAINTIFFS as well as Judge Maas as he hand wrote the
    below quoted note to the firm of Hogan and Hartson (hereinafter
    H/H") in response to their letter of the same date, 12/2/09,
    (Exhibit 01).  This H/H letter to his attention, requested relief,
    as well as making incomplete and misleading statements regarding
    service (as discussed at paragraph 57).  This letter was improper as
    H/H was required at this time to put in a motion for leave to
    intervene as per Rule 24 (c) (Procedure) for which PLAINTIFFS could
    challenge and appeal if necessary.  Judge Maas stamped the H/H
    letter as "Memo Endorsed" while still failing to respond to
    PLAINTIFFS' letter of October 27, 2009, (Exhibit 02) over one month
    earlier.  This clearly is a granting of a motion to intervene by H/H
    on behalf of their DEFAULTED-DEFENDANTS "clients".  Clearly the OSC
    is a legal motion, again, opening the door for a cross-motion.
    Judge Maas' hand written note reads:

                  "This application may, in part, be mooted by Judge
                  Preska's Order to Show Cause dated 12/2/09.  To the
                  extent it is not, I note that Judge Preska's referral
                  to me was for general pretrial purposes only.  Since
                  Ms. Schoenthal's letter relates to a dispositive
                  motion, her request should be directed to Judge Preska."

        9.  PLAINTIFFS assert that H/H has no legal right or standing to
    submit any kind of "application" in this action as there has not
    been any appearance by the parties they claim to represent, as their
    "clients" are in default, and therefore, they have no standing in
    this court on any matter to seek relief at this time. The Court
    should have rejected the letter for that reason.  Maas' hand-written
    note to the opposing parties and the OSC clearly indicates to all
    the defendants, appearing and not appearing, that the COMPLAINT will
    probably be dismissed. Such threat of dismissal effectively destroys
    any negotiating advantage PLAINTIFFS may have had with said
    defaulting parties.  Said defaulted parties are: Wells Fargo Bank,
    Richard Kovacevich, Sean Nix and Marcia Francis (herinafter,
    DEFAULTED DEFENDANTS).

        10.  As to said point above regarding negotiating advantage, the
    DEFAULTED-DEFENDANTS, all of whom may or may not be H&H's "clients"
    and have been duly and properly served, but have not put in any
    appeance in any way of an answer or motions to dismiss.  PLAINTIFFS
    had, prior to OSC and as a direct result of said "clients" defaulted
    position, given cause for H/H attorney Kaite Lachtor to state in her
    written email ("offer" to accept service) that "...your letter to
    the Court has put pressure on my client...", and clearly PLAINTIFFS
    held the higher ground at that point.

        11.  Rule 55 (c) "Setting Aside Default" may open the door for
    H/H to defend their "client(s)" but clearly after a judgement has
    been granted, filed, and served.  As of 12/2/09, the date of H&H's
    letter to Maas, PLAINTIFFS have done nothing to H&H's "clients" nor
    does their letter assert any valid reason that would rise to the
    level that would give them cause to seek relief for damages of any
    kind. PLAINTIFFS must first motion for the default judgements, file
    them, and attempt enforcement before the H&H can submit an
    "application" motion to vacate the default judgements as per Rule 55
    (c).

        12.  As such, the Court's OSC fairly gives the appearance to all
    the appearing and non-appearing defendants that the Court has joined
    the defense teams on their behalf, as this Instant Motion has given
    the DEFAULTED-DEFENDANTS the undeserved advantage of having a motion
    to dismiss submitted on their behalf without their having to even
    put in an appearance, and especially, it relieves them of having to
    answer the 305 factually detailed paragraphs in the COMPLAINT,
    supported by the attached exhibits.  PLAINTIFFS have not waived
    their demand to a jury trial and as such there should be no
    appearance of a court usurping PLAINTIFFS' rights to a jury trial.
    Such appearance would be severely detrimental to PLAINTIFFS rights
    to due process, equal protection under the law, and in violation of
    the Seventh Amendment to have their "factual allegations" be
    determined by the trier of fact, a jury of peers as was demanded in
    the COMPLAINT.

        13.  This OSC Motion also unfairly expands the relief already
    sought by the appearing defendants who had submitted their motions,
    and did not assert any arguments under ASHCROFT. In fact, named
    Defendants Steven J. Baum and Darleen V.  Karaszewski in their joint
    motion to dismiss (Rule 12 ibid), submitted and dated June 22, 2009,
    (after ASHCROFT decision was published and widely reported), not
    only failed to see cause to cite ASHCROFT, they also completely
    ignored TWOMBLY as well.  Obviously they realized that the fully
    elaborated "factual allegations" of the COMPLAINT were too extensive
    and documented and would easily survive the "plausability"
    requirement of TWOMBLY and ASHCROFT.

        13a. PLAINTIFFS assert that the Court had no reason for the OSC
    to be directed against PLAINTIFFS without the recent ASHCROFT ruling
    that was handed down after the filing of the COMPLAINT, and could be
    the only reason for this Court to intervene on behalf of the
    defendants; as Rooker-Feldman had already been moved before this
    Court for dismissal by several of the defendants, which motions have
    not been decided yet, to the knowledge of PLAINTIFFS.

        14.  The OSC, fairly understood, eliminates the filed motions in
    which PLAINTIFFS noted that DEFENDANTS moving papers failed to note
    with specificity the "issues" that they claim to have been heard in
    the State Supreme Court, as required by statute in pleading
    Rooker-Feldman.  PLAINTIFFS had duly answered these motions in great
    detail and if the Court found in defendants' favor, this would form
    a basis for appeal.  If the OSC is intended to be used as a
    stand-alone motion to dismiss, and it is granted, the other pending
    motions could thus being dismissed as the "issues" having already
    been decided, rendering those motions moot, which could deprive
    PLAINTIFFS of a proper appeal against the deficiencies of those
    pending moving papers.

        15.  Initially, it could appear that the OSC might block
    PLAINTIFFS from being able to file a cross motion seeking, inter
    alia, relief as per Fed Rule 15 (a) for leave to amend the COMPLAINT
    to more clearly conform to ASHCROFT should this Court issue a
    holding that PLAINTIFFS' COMPLAINT does not rise to the level of
    ASHCROFT/TWOMBLY.  RULE 15 (a) clearly states: "Otherwise, a party
    may amend the party's pleading only by leave of court or by written
    consent of the adverse party; and leave shall be freely given when
    justice so requires." It must be emphasized that ASHCROFT was
    decided after PLAINTIFFS pleaded their causes of action; and,
    therefore PLAINTIFFS are submitting a motion/cross-motion for leave
    to amend the causes of action in the COMPLAINT in anticipation of
    such a ruling.

        16.  The timing of the OSC along with Judge Maas's hand written
    note, has the appearance of the violation of Rule 72 (b) regarding
    dispositive motions, which apparently was refered to your Honor that
    resulted in your signing the OSC, as the H/H "application" was "memo
    endorsed" on the same day.  PLAINTIFFS were not accorded any
    document for review and direct challenge, again, a matter for
    appeal.  Rule 72 (b) states:

                  "The magistrate judge shall enter into the record
                  a recommendation for disposition of the matter,
                  including proposed findings of fact when appropriate.
                  The clerk shall forthwith mail copies to all parties.

                  "A party objecting to the recommended disposition of
                  the matter shall promptly arriange for the transcript-
                  ion of the record, or portions...Within 10 days after
                  being served with a copy of the recommended disposition
                  a party may serve and file specific, written objections
                  to the proposed findings and recommendations.  The
                  district judge to whom the case is assigned shall make
                  a de novo determination upon the record..."

                       THE RECENT ASHCROFT RULING
                 - THE ROLE OF THIS COURTS DECISIONS -

        17. This very recent ASHCROFT holding is extremely controversial
    and is open to various interpretations many which will end up to be
    sorted out in the various appellate processes, for which this
    instant OSC may very well end up being one; therefore PLAINTIFFS
    must direct and aim their response towards that real possibility.

        18. In fact, the potentially detrimental impact to the well
    established rules of pleading (Rules 8 and 9) has given Senator
    Arlen Specter cause to introduce the "Notice Pleading Restoration
    Act of 2009" which would basically reinstate the Conley standard
    thus eliminating standards set by ASHCROFT/TWOMBLY. On July 22,
    2009, Sen. Spector introduced the following bill in the 111th
    Congress which was read twice and referred to the Committee on the
    Judiciary.  This Act "S 1504" may be cited as the "Notice Pleading
    Restoration Act of 2009" and reads:

                  SEC. 2. DISMISSAL OF COMPLAINTS IN FEDERAL COURTS.

                  "Except as otherwise expressly provided by an Act of
                  Congress or by an amendment to the Federal Rules of
                  Civil Procedure which takes effect after the date of
                  enactment of this Act, a Federal court shall not
                  dismiss a complaint under rule 12(b)(6) or (e) of the
                  Federal Rules of Civil Procedure, except under the
                  standards set forth by the Supreme Court of the United
                  States in Conley v. Gibson, 355 U.S. 41 (1957)."

        19. The clear implication of the above bill is to reassert the
    original intent of Congress as the Supreme Court has attempted to
    cross the well-established and defined lines of powers and create
    legislation.  It is therefore incumbant upon this Court to take
    careful and thorough consideration in its interpretation.

        20. In further defense of Fed Rule 15(a) and our subsequent
    submission of a motion/cross motion to amend our complaint as per
    said rule, it should be noted the statement made by The Honorable
    Jeff Sessions, the Ranking Member of the Senate Committee on the
    Judiciary to the Honorable Patrick J. Leahy, Chairman, in a letter
    in opposition to the above bill, for in part the following:

                  "In fact, defendants citing Iqbal continue to lose
                  motions to dismiss.  More over, the well established
                  rule in federal court that leave to amend must be
                  freely granted prevents the permanent foreclosure of a
                  plaintiff's claims in all but the most egregious
                  circumstances.  Indeed, the court in Iqbal itself
                  explicitly instructed the lower courts to consider
                  whether the plaintiff should be permitted to modify
                  his or her complaints to cure its deficiencies."

                    THE ASHCROFT RULING - FUTURE PROBLEMS

        21.  The ASHCROFT ruling, if its interpretation is
    misunderstood, has the potential to not only disturb accepted and
    established Federal Court Rules, but many active cases before the
    entire Federal Court System in this country, this action being a
    prime example.  In fact, should that ruling not have been handed
    down for another six months, this instant issue would not have to be
    addressed by PLAINTIFFS, making it a supurb example for PLAINTIFFS
    to file for leave under Rule 15, for a second amended complaint
    within which to define the wording of the causes of action to a
    higher degree of "plausability".

        22. In the ASHCROFT decision, the Supreme Court held that the
    plaintiff, Iqbal, had failed to meet the pleading requirement
    because the pleading of the causes of action had made only
    conclusory allegations, and the alleged facts in the complaint were
    more likely explained by lawful conduct than illegal activity.  As
    will be amplified below, the causes of action in PLAINTIFFS'
    COMPLAINT, while being verbose, go far beyond the meaning of
    "conclusory allegations". Said COMPLAINT contains absolutely
    undeniable facts that are supported with numerous attached documents
    including defendants' own letters, sworn legal statements from
    various moving papers, all of which require very little needed
    discovery on the part of PLAINTIFFS from most of the defendants.
    It, therefore, would not be burdensome upon the named defendants,
    allegedly a primary reason for tightening the pleading standards as
    per ASHCROFT and TWOMBLY, 550 U.S., at 555, 127 S. Ct 1955, 167 L.
    Ed.  2d 929 (hereinafter "TWOMBLY").  TWOMBLY is cited over and over
    again in ASHCROFT as the major guiding cite in ASHCROFT.

                 GENERAL DISCUSSION OF THE ASHCROFT
                PLAUSABILITY REQUIREMENT OF PLEADINGS

        23.  A casual reading of the COMPLAINT shows that PLAINTIFFS
    have clearly met the following legal standards for ASHCROFT in their
    very detailed and spelled out causes of action in the COMPLAINT, and
    if anything, it is overly detailed and factually pleaded.  It is
    more than reasonable that a jury could easily find for PLAINTIFFS in
    the damages sought.  The test for ASHCROFT and TWOMBLY is that a
    plaintiff must present "plausible" "factual allegations" in order to
    meet this burden.  The accepted and legal definition is:

                  "Plausible - appearing worthy of belief,
                  superficially fair, reasonable, or valuable
                  but often specious" Merriam Webster Dictionary

                  "Flexible "plausibility standard" for surviving
                  motion to dismiss for failure to state a claim
                  obliges pleader to amplify claim with some factual
                  allegations in those context where such amplification
                  is needed to render claim plausible." ..."plausible
                  standard" is flexable one..."  (NY Jur 2d Words and
                  Phrases)

                  "In sum, a complaint that alleges a that a defendant
                  caused a plaintiff's injury, without explaining
                  how, does not meet the requirements of Rule 8(a) and
                  cannot survive a Rule 12(b)(6) motion."

                PLAINTIFFS UNREASONABLE BURDEN TO DEFEND

        24. Being compelled to respond to the apparent more stringent
    ruling of ASHCROFT handed down after the filing of the COMPLAINT,
    comes at severe disadvantage to PLAINTIFFS who fully complied with
    the pleadings under Rule 8.

        25. PLAINTIFFS submitted their original Complaint on May 16,
    2008, which was reviewed by United States District Judge Harold Baur
    Jr.  on or about November 21, 2008, who ordered that PLAINTIFFS'
    named Defendant Andrew P. O'Rourke JSC be dismissed "...because it
    fails to state a claim on which relief may be granted", however
    after reading the original Complaint, Judge Baur apparently did not
    see any severe difficiencies at that time regarding PLAINTIFFS
    causes of actions.

        26.  On March 16, 2009, PLAINTIFFS filed their Amended Verified
    Complaint (COMPLAINT) naming two additional defendants and dropping
    JSC O'Rourke, and in the amended version added the below very
    detailed causes of action consisting of an additional 14 single
    spaced pages consisting of 74 paragraphs specifying the detailed
    cause of action for each of the nine individually named defendants.

        27.  PLAINTIFFS assert that the application of ASHCROFT in this
    suit, decided after PLAINTIFFS filed and the Court accepted their
    COMPLAINT, raises serious questions, the least of which would be the
    granting of PLAINTIFFS motion to amend the COMPLAINT as per Rule 15
    (a).

        28.  As stated above, named Defendants Steven J. Baum and
    Darleen V.  Karaszewski in their joint motion to dismiss (Rule 12
    ibid), submitted and dated June 22, 2009, (after ASHCROFT decision
    was published and widely reported), not only failed to see cause to
    cite ASHCROFT, they also completely ignored TWOMBLY as well.
    PLAINTIFFS assert that the failure of these Defendants to motion the
    Court via the ASHCROFT does not give them the right to have the
    Court plead their case.

        29.  PLAINTIFFS assert that this Court should have ordered the
    various defendants to submit, or resubmit a motion under Rule 12
    stating the deficiencies with specificity where PLAINTIFFS could
    reasonable respond to definitive allegations, as was done in
    ASHCROFT.

        30.  Here the Court has directed PLAINTIFFS to attempt to read
    the mind of the Court as to what it is actually requesting.  For
    example, there are nine defendants, and is the Court concerned with
    some of the factual allegations against each one, or about all of
    them.  PLAINTIFFS are put in the impossible position of facing the
    possibility of responding correctly to say 20 instances, only to
    have the Court come back and say "gotcha" on this one over here.

        31.  The requirements for a defendant to move to dismiss under
    Rule 12, demand, with specificity, exactly which issue, or cause of
    action is being challenged to that the respondent can form and have
    a reasonable ability to answer.

        32.  As stated above, PLAINTIFFS believe this OSC is not only
    biased, but unnecessary because the various appearing and non
    appearing defendants have proper and legal recourse to seek relief,
    without the Court's biased involvement on their behalf.  Again, this
    is further reason for the Court to recuse itself for the
    re-assignment of another District Judge.

        33.  While PLAINTIFFS don't accept the application of ASHCROFT
    which was decided after the filing of the COMPLAINT as it is being
    applied in this OSC, it is also completely burdensome and completely
    vague as to what the Court is actually requesting.  Without
    question, if any of the Defendants moved this Court to dismiss under
    any of the Rule 12 specifications, the Court would immediately
    dismiss it for not rising to the rules of engagement.  PLAINTIFFS
    think the same should hold for this Court, and vacate the OSC as
    requested in PLAINTIFFS' Cross-Motion.

        34.  However, in attempting to comply we cite the following
    ASHCROFT holdings, vague as they are.  As stated in paragraph 23
    above, the overall test is what are "plausible factual
    allegations".

        35.  We contend that should a dismissal of PLAINTIFFS' COMPLAINT
    via ASHCROFT in this matter without the Court specifically noting
    the shortcomings it believes are present, which could be corrected
    with a Rule 15 (b) second amended complaint, would clearly usurp the
    jury system, and a form a real test of ASHCROFT.  Plausible factual
    allegations that could be presented for a jury to decide as the
    trier of fact, is a constitutional right that ASHCROFT obviously
    flies in the face of, if improperly applied.

        36. PLAINTIFFS assert again, that they can only assume that this
    Court has required all civil cases pending before it be required to
    defend and conform to the tightened pleading requirements of
    ASHCROFT, as PLAINTIFFS have been ordered to do.  PLAINTIFFS request
    that should this Court hand down a dis-positive holding using
    ASHCROFT that the Court list some of the pending actions in such a
    holding, where the new ASHCROFT standard was applied, and not just
    to PLAINTIFFS.

        37.  The OSC states "Having reviewed the amended complaint..."
    implies that this Court has already conducted its review and already
    made a determination, and if so, since the OSC is in reality a Rule
    12 motion to dismiss on behalf of all the defendants.  Where is the
    point by point findings required in Rule 12 that the Court believes
    PLAINTIFFS' causes of action fails to rise to the newer level, which
    would allow PLAINTIFFS to address?

        38.  PLAINTIFFS cite some of the holdings from ASHCROFT which
    apply in the COMPLAINT.

                  "Under Fed. R. Civ. P. 8(a)(2), a pleading must
                  contain a short and plain statement on the claim
                  showing that the pleader is entitled to relief.  The
                  pleading standard Ruld 8 announces does not require
                  detailed factual allegations, but demands more than'
                  an unadorned the-defendant-unlawfully-harmed-me
                  accusation.  ... To survive a motion to dismiss,
                  a complaint must contain sufficiant factaul matter,
                  accepted as true, to state a claim to relief that
                  is plausable on its face.  A claim has factual
                  plausable when the plaintiff pleads factual content
                  that allows the court to draw the reasonable
                  inference that the defendant is liable for the
                  misconduct alleged.  The plausibility standard is
                  not akin to a probability requirement,
                  but it asks for more than a sheer possibility
                  that a defendant has acted unlawfully."

        39.  PLAINTIFFS address the Court what conclusions did the Court
    find as merely a legal conclusion, and if identified, are there
    other factual allegations within the same cause of action which
    would rise above such a legal conclusion.  There are many
    defendants, each one is specifically spelled out and detailed.  How
    would PLAINTIFFS know if the Court chose just one example with which
    to dismiss the COMPLAINT against all the others where the ASHCROFT
    standard would have been met? PLAINTIFFS believe the following
    ASHCROFT holdings have been more than met, within the many factual
    allegations, no, actual sworn facts within the entire COMPLAINT, but
    directed against each and every defendant.

                  "Although for the purposes of a motion to dismiss
                  courts must take all of the factual allegations in
                  the complaint as true, they are not bound to accept
                  as true a legal conclusion couched as a factual
                  allegation."

                  "Only a complaint that states a plausible claim for
                  relief survives a motion to dismiss.  Determining
                  whether a complaint states a plausable claim for
                  relief will be a context-specific task that requires
                  the reviewing court to draw on its judicial experience
                  and common sense."

                  "A court considering a motion to dismiss can choose to
                  begin by idenfifying pleadings that, because they are
                  no more than conclusions, can provide the framework
                  of a complaint, they must be supported by factual
                  allegations.  Where there are well-pleaded factual
                  allegations, a court should assume their veracity
                  and then determine whether they plausibly give rise
                  to an entitlement to relief."

                  "This case instead turns on a narrower question:
                  Did respondent, as the plaintiff in the District
                  Court, plead factual matter that, if taken as true,
                  states a claim that petitioners deprived him of his
                  clearly established constitutional rights.  We hold
                  that respondents pleadings are insufficient."
                  (ASHCROFT PAGE 6)

                  "Nor does a complaint suffice if tenders 'naked
                  assertion[s]' devoid of 'further factual
                  enhancement'"

                  "To survive a motion to dismiss, a complaint must
                  contain sufficient factual matter, accepted as true,
                  to "state a claim to relief that is plausible on its
                  face... A claim has facial plausibility when the
                  plaintiff pleads factual content that allows the court
                  to draw the reasonalbe inference that the defendant is
                  liable for the misconduct alleged.

                  "The plausibility standard is not akin to a 'probab-
                  ility requirement,' but it asks for more than sheer
                  possibility that a defendant has acted unlawfully."
                  (ASHCROFT PAGE 12)

                  "Two working principles underlie our decision in Twombly.
                  First, [HN11] the tenet that a court must accept as
                  true all the allegations contained in a complant is
                  inapplicable to legal conclusions.  Threadbare recitals
                  of the elements of a cause of action, supported by
                  mere conclusory statements, do not suffice. ...
                  Second, only a complaint that states a plausible
                  claim for relief survives a motion to dismiss....
                  But where the well-pleaded facts do."

                  "While legal conclusions can provide the framework
                  of a complaint, they must be supported by factual
                  allegations.  When there are well-pleaded factual
                  allegations, a court should assume their veracity and
                  then determine whether they plausibly give rise to an
                  entitlement to relief." (ASHCROFT page 12)

                  "We hold that respondent's complaint fails to plead
                  sufficient facts to state a claim for purposeful and
                  unlawful discrimination against petitioners.  The
                  Court of Appeals should decide in the first instance
                  whether to remand to the District Court so that
                  respondent can seek leave to amend his deficient
                  complaint."  (ASHCROFT page 15)

        40.  A major reason ASHCROFT and TWOMBLY emphasized the
    narrowing the pleading requirements of Rule 8 is to also prevent the
    unnecessary burden of possible extensive and costly discovery
    towards a defendant.

        41.  The COMPLAINT is so thoroughly detailed and documented with
    many supporting exhibits, and PLAINTIFFS call the attention of the
    Court that for each separate cause of action for each defendant
    PLAINTIFFS included the following statement so that all the factual
    allegations in the COMPLAINT would be directed to them so there
    would be no confusion or ambiguity to defend against:

                  "PLAINTIFFS reallege and restate all the preceeding
                  paragraphs as stated before with the same force as
                  though they had been individually repeated herein."

        42.  PLAINTIFFS have showen repeatedly through the COMPLAINT
    that they are in possession of all the documents necessary to
    present to a jury, and little if any discovery is needed, and
    PLAINTIFFS are in a position to move for summary judgement against
    the defendants who have appeared, and have earned the right to have
    default judgements filed against the DEFAULTING-DEFENDANTS.

        43.  The fact that PLAINTIFFS don't need discovery, a major
    reason for ASHCROFT and TWOMBLY should be taken very seriously in
    applying ASHCROFT in probating the OSC.

                      THE CAUSES OF ACTION

        44.  As stated above, PLAINTIFFS have not attached the full copy
    of the COMPLAINT as the Court's admission of having already read it,
    and it is a part of the record the Court used in any decision or
    order that PLAINTIFFS would be need for possible appeal, PLAINTIFFS
    call to the attention of the Court for each and every defendant.

        45.  PLAINTIFFS had inserted the following language in each of
    the individual causes of action for each defendant, at the following
    paragraphs in the COMPLAINT:  Defendant Wells Fargo 246, Defendant
    Kovacevich 255, Marcia Francis 259, Sean Nix 267, Penzetta 277,
    Gettridge 282, Affordable and Baldwin 292, River City Abstract 308
    Steven J. Baum and Darlene Karaszewski 317.

                  "###.  PLAINTIFFS reallege and restate all the
                  preceeding paragraphs as stated before with the same
                  force as though they had been individually repeated
                  herein."

        46.  Therefore, not only were causes of action spelled out for
    each defendant, each defendant was referred to all the "factual
    allegations" contained in the entire COMPLAINT.  This amounts to
    almost 250 detailed prior paragraphs that documents each defendants'
    alleged acts in extreme detail.  Again, without a proper Rule 12
    motion filed by any or all of the defendants, PLAINTIFF could
    literally create a book of assumptions of what is in the mind of the
    Court in its OSC PLAINTIFFS must unreasonably defend against.
    PLAINTIFFS therefore feel this alone would make a point of appeal if
    a dispositive finding is held by this Court.

        47.  Finally regarding ASHCROFT, PLAINTIFFS assert that holding
    the OSC to the standards of ASHCROFT, that the vague language in the
    OSC does not rise to the level that PLAINTIFFS can use to form a
    fair and practical response, and the OSC not specifying any clear
    Rule could never be put forth to any court without rejection for
    that reason, and this instant OSC should fall into that category as
    well.

        48.  This Court should vacate the OSC and instead order any or
    all of the defendants to submit a proper detailed motion to dismiss
    for which PLAINTIFFS can form coherent responses.

                         DEFAULTING PARTIES
                 MINUTES IN LIEU OF CLERK'S CERTIFICATE

        49.  PLAINTIFFS herein are asking for holdings of the court for
    declaratory judgements at this time in preparation for the official
    filing for actual default judgements, as a jury trial will be asked
    to access compensatory and punitive damages to be awarded
    PLAINTIFFS.  As stated above, PLAINTIFFS have waited for over six
    weeks for a response to their letter for instructions on filing for
    the default judgements, so in lieu of the fact that H/H's
    application was acknowledged immediately, PLAINTIFFS believe Judge
    Maas has waived the need for a pre-motion conference since it would
    be one sided, and instead of actually filing the default judgements,
    are seeking declaratory judgements to the fact that service has been
    completed and that the below individuals are in default.

        50.  PLAINTIFFS are submitting the minutes of the Clerk's record
    in lieu of a clerk's certificate at this time as proof of the
    default.  The minutes are online for easy verification.

              NOTICES OF DEFAULT SENT TO DEFAULTING PARTIES

        51.  Listed below is the service upon each of the DEFAULTING
    DEFENDANTS.  PLAINTIFFS sent each party a "Notice of Default"
    (Exhibit 03) mailed to each one where service had been made.  These
    Notices of Default dated August 25, 2009, offering to stipulate and
    extend their time to appear if the defendant in default was willing
    to put in an answer to the COMPLAINT.  There was no response
    whatsoever from any of them.  Each Notice was individually signed so
    they would have an original signature.

        52.  As Exhibit 03 shows, a copy of the notice was also sent to
    H/H for their information.  Even they did not respond, nor
    apparently did they attempt to locate the COMPLAINTS that were
    served.  H/H certainly knew that service upon their "clients" was
    being done.

        53.  The fact that there was no response from any defendant of
    Wells Fargo, implies that there was a strategy to ignore service,
    and challenge any default judgements at a later date.  This put
    Wells Fargo in a real bind as H/H's written email ("offer" to accept
    service) that "...your letter to the Court has put pressure on my
    client...", and clearly gave PLAINTIFFS the higher ground, until the
    "memo endorsement" by Judge Maas.

        54.  Exhibit 04 is a letter from H/H demanding PLAINTIFFS send
    them copies of PLAINTIFFS' returns or they would file for dismissal,
    which of course would have no probative value until PLAINTIFFS filed
    default judgements, giving the DEFAULTED- DEFENDANTS recourse to
    move to vacate the judgement(s) as per FRCP Rule 55 (c).

        55.  PLAINTIFFS responded and sent the returns to H/H who
    obviously came to the proper conclusion that at least some of the
    services were in fact lawful, as they did not move to dismiss the
    judgements as there were none filed.

                   DEFAULT JUDGEMENTS:  MARCIA FRANCIS

        56.  Attached hereto as Exhibit 09 is the personal service of
    process upon named and captioned Defendant Marcia Francis, along
    with an expanded affidavit regarding that service, with a copy of a
    photograph of the location of her Wells Fargo Office located in
    Fishkill, NY, when service was done.  Also attached as Exhibit 05 is
    a copy of the minutes of the Clerk's record which shows the entry of
    the original signed return, as well as that there is no appearance
    put in of any kind.

        57.  The H/H letter that was sent to Judge Maas who "memo
    endorsed" it, (Exhibit 01) contains the following proof in the
    statement footnote "Although service on Wells Fargo and Francis also
    appears to have been improperly effectuated, these parties intend to
    focus the motion to dismiss on substantive grounds."  There is not
    even a hint of what the letter contends as "improperly effectuated"
    is in the mind of Allison Schoenthal in making that vague non
    factual statement, however the only proper legal remedy is for
    PLAINTIFFS to get and file the default judgements requested, before
    H/H can challenge them in a motion to vacate the judgement (Rule
    55 (c).

        58.  The above H/H statement is proof positive that Defendant
    Marcia Francis had received personal service, and is in default, and
    Plaintiffs herein seek a declaratory judgement Rule 57 from this
    Court attesting to that fact, which will be presented for a Default
    Judgement to a jury to determine the amount of compensatory and
    punitive damages to be awarded to PLAINTIFFS.

               DEFAULT JUDGEMENTS:  WELLS FARGO BANK, N.A.
                  SAN FRANCISCO NATIONAL HEADQUARTERS

        59.  Attached hereto as Exhibit 10 is a copy of the service of
    process upon named and captioned Defendant Wells Fargo Bank, N.A.,
    at Wells Fargo's listed official headquarters located in San
    Francisco.  Attached as Exhibit 10 is the return from the
    professional process servicer.  Exhibit 07 is a letter from the
    process servicer attesting to the fact that they commonly serve
    process against Wells Fargo routinely.

        60.  Again, The H/H letter that was sent to Judge Maas (Exhibit
    01) contains the following proof in the statement footnote "Although
    service on Wells Fargo and Francis also appears to have been
    improperly effectuated, these parties intend to focus the motion to
    dismiss on substantive grounds."  Again, there is not even a hint of
    what the letter contends as "improperly effectuated" is in the mind
    of Allison Schoenthal in making that vague non factual statement,
    however the only proper remedy is for PLAINTIFFS to get and file the
    default judgements requested, before H/H can challenge them.

        61.  Also attached as Exhibit 05 is a copy of the minutes of the
    Clerk's record which shows the entry of the original signed return,
    as well as that there is no appearance of any kind.

        62.  This is proof positive that Defendant Wells Fargo is in
    default, and Plaintiffs herein seek a declaratory judgement Rule 57
    from this Court attesting to that fact, which will be presented for
    a Default Judgement to a jury to determine the amount of compensory
    and punitive damages to be awarded to PLAINTIFFS.

               DEFAULT JUDGEMENTS:  WELLS FARGO BANK, N.A.
                  FT. MILL HEADQUARTERS SOUTH CAROLINA

        63.  Attached hereto as Exhibit 11 is a copy of the service of
    process upon named and captioned Defendant Wells Fargo Bank, N.A.,
    at Wells Fargo's listed headquarters located in at Ft. Mill, SC.
    This is the location of the headquarters who where the the
    foreclosure action was initiated, and where the illegal assignemnt
    transfering the original mortgage was effectuated.  Attached as
    Exhibit 11 is the return from the professional process servicer.
    Exhibit 08 is a letter from the process servicer attesting to the
    fact that they commonly serve process against Wells Fargo routenly
    at that location.

        64.  Again, The H/H letter that was sent to Judge Maas (Exhibit
    01) contains the following proof in the statement footnote "Although
    service on Wells Fargo and Francis also appears to have been
    improperly effectuated, these parties intend to focus the motion to
    dismiss on substantive grounds."  Again, there is not even a hint of
    what the letter contends as "improperly effecuated" is in the mind
    of Allison Schoenthal in making that vague non factual statement,
    however the only proper remedy is for PLAINTIFFS to get and file the
    default judgements requested, before H/H can challenge them.

        65.  Also attached as Exhibit 05 is a copy of the minutes of the
    Clerk's record which shows the entry of the original signed return,
    as well as that there is no appearance of any kind.

        66.  This is proof positive that Defendant Wells Fargo is in
    default, and Plaintiffs herein seek a declaratory judgement Rule 57
    from this Court attesting to that fact, which will be presented for
    a Default Judgement to a jury to determine the amount of compensory
    and punitive damages to be awarded to PLAINTIFFS.

               DEFAULT JUDGEMENTS:  WELLS FARGO BANK CEO
                        RICHARD M. KOVACEVICH AT
                  SAN FRANCISCO NATIONAL HEADQUARTERS

        67.  Attached hereto as Exhibit 12 is a copy of the service of
    process upon named and captioned Defendant Wells Fargo Bank CEO
    Richard Kovacevich at Wells Fargo's listed official National
    Headquarters located in San Francisco, CA.  Attached as Exhibit 12
    is the return from the professional process servicer.  Exhibit 07 is
    a letter from the process servicer attesting to the fact that they
    commonly serve process against Wells Fargo routenly at that
    location.

        68.  Again, The H/H letter that was sent to Judge Maas (Exhibit
    01) contains the following proof in the statement footnote
    "Plaintiffs next attempted to serve the Complaint by delivering it
    to persons not authorized to accept service on Defendants' behalf."
    Again, there is not even a hint of what the letter contends as
    "persons not authorized" is in the mind of Allison Schoenthal in
    making that vague non factual statement, however the only proper
    remedy is for PLAINTIFFS to get and file the default judgements
    requested, before H/H can challenge them.

        69.  Also attached as Exhibit 05 is a copy of the minutes of the
    Clerk's record which shows the entry of the original signed return,
    as well as that there is no appearance of any kind.

        70.  This is proof positive that Defendant Wells Fargo CEO
    Richard Kovacevich is in default, and Plaintiffs herein seek a
    declaratory judgement Rule 57 from this Court attesting to that
    fact, which will be presented for a Default Judgement to a jury to
    determine the amount of compensory and punitive damages to be
    awarded to PLAINTIFFS.

               DEFAULT JUDGEMENTS:  WELLS FARGO BANK CEO
                        RICHARD M. KOVACEVICH AT
                  FT. MILL HEADQUARTERS SOUTH CAROLINA

        71.  Attached hereto as Exhibit 13 is a copy of the service of
    process upon named and captioned Defendant Wells Fargo Bank CEO
    Richard Kovacevich at Wells Fargo's Ft. Mill, SC facility.  This is
    the location of the headquarters who where the the foreclosure
    action was initiated, and where the illegal assignemnt transfering
    the original mortgage was effectuated.  Attached as Exhibit 13 is
    the return from the professional process servicer.  Exhibit 08 is a
    letter from the process servicer attesting to the fact that they
    commonly serve process against Wells Fargo routenly at that
    location.

        72.  Again, The H/H letter that was sent to Judge Maas (Exhibit
    01) contains the following proof in the statement footnote
    "Plaintiffs next attempted to serve the Complaint by delivering it
    to persons not authorized to accept service on Defendants' behalf."
    Again, there is not even a hint of what the letter contends as
    "persons not authorized" is in the mind of Allison Schoenthal in
    making that vague non factual statement, however the only proper
    remedy is for PLAINTIFFS to get and file the default judgements
    requested, before H/H can challenge them.

        73.  Also attached as Exhibit 05 is a copy of the minutes of the
    Clerk's record which shows the entry of the original signed return,
    as well as that there is no appearance of any kind.

        74.  This is proof positive that Defendant Wells Fargo CEO
    Richard Kovacevich is in default, and Plaintiffs herein seek a
    declaratory judgement rule 57 from this Court attesting to that
    fact, which will be presented for a Default Judgement to a jury to
    determine the amount of compensory and punitive damages to be
    awarded to PLAINTIFFS.

               DEFAULT JUDGEMENTS:  WELLS FARGO BANK VP SEAN NIX
                  AT FT. MILL HEADQUARTERS SOUTH CAROLINA

        75.  Attached hereto as Exhibit 14 is a copy of the service of
    process upon named and captioned Defendant Wells Fargo Bank VP Sean
    Nix, at Wells Fargo's Ft. Mill, SC facility.  This is the location
    of the headquarters who where the the foreclosure action was
    initiated, and where the illegal assignemnt transfering the original
    mortgage was effectuated.  Attached as Exhibit 14 is the return from
    the professional process servicer.  Exhibit 08 is a letter from the
    process servicer attesting to the fact that they commonly serve
    process against Wells Fargo routenly at that location.

        76.  Again, The H/H letter that was sent to Judge Maas (Exhibit
    01) contains the following proof in the statement footnote
    "Plaintiffs next attempted to serve the Complaint by delivering it
    to persons not authorized to accept service on Defendants' behalf."
    Again, there is not even a hint of what the letter contends as
    "persons not authorized" is in the mind of Allison Schoenthal in
    making that vague non factual statement, however the only proper
    remedy is for PLAINTIFFS to get and file the default judgements
    requested, before H/H can challenge them.

        77.  Also attached as Exhibit 05 is a copy of the minutes of the
    Clerk's record which shows the entry of the original signed return,
    as well as that there is no appearance of any kind.

        78.  This is proof positive that Defendant Wells Fargo VP Sean
    Nix is in default, and Plaintiffs herein seek a declaratory
    judgement Rule 57 from this Court attesting to that fact, which will
    be presented for a Default Judgement to a jury to determine the
    amount of compensory and punitive damages to be awarded to
    PLAINTIFFS.

          ORDERING THE FULL RECORDS OF THE APPELLATE AND SUPREME COURT

        79.  On November 2, 2009, this Court issued an Order (Exhibit
    06) directing that copies of the entire files of the State
    litigation from the Putnam County Supreme Court as well as the
    Appellate Division be forwarded to this Court.  Inquiries at the
    clerk's offices indicate that this was in itself rather unusual.

        80.  As these files were extensive in volume, consisting of at
    least 2,000 plus pages of moving papers, letters, documents,
    PLAINTIFFS realize that your Honor could not possibly have the time
    in what we realize is a very heavy workload, and therefore would
    have assigned a law clerk or intern to look over the massive and
    complicated files.  PLAINTIFFS however hold your Honor responsible
    for the outcome, or lack of outcome which obviously affected you in
    your OSC and the followup Order ordering us not to contact you in
    the future on all but the narrowest of issues.  This opens the door
    for the defendants to submit to you as Mr. Ashley, prejudicial tomes
    for which we are not allowed to answer.  Again, the issue of due
    process and equal protection under the law, as well as bias towards
    or against a party.

        81.  Whomever was assigned to puruse these documents obviously
    came up with some sort of answer or response that was presented to
    your Honor, again, obviously affecting your attitude reflected in
    your two recent orders directed to us.



    Supreme Court Judge Schack's rulings in the dismissal of several

                           ROOKER-FELDMAN

        83.  There are three Rule 12 (b) (1) & (6) motions submitted by

    the following named and appearing defendants, to which PLAINTIFFS

    have responded, for which this Court has not decided.  In each of

    the defenses PLAINTIFFS, have put forth their counter affirmations

    and briefs in response to these motions.

        84.  PLAINTIFFS call upon the Court to rule directly upon these

    motions without requiring PLAINTIFFS to have to reassert what has

    been presented to the Court for probate.

        85.  If the Court rules dispositively against PLAINTIFFS, it

    would be upon the points made by the defendants and the Court would

    be ruling on each of them, opening the door for appeal should

    PLAINTIFFS feel it necessary.

        86  As PLAINTIFFS and defendants have followed the Rules of the

    Court, all parites should be heard on the merits presented therein.

        87.  PLAINTIFFS assert as in replying to the OSC under ASHCROFT,

    that to re-respond to the OSC could superceed the prior motions as

    stated above in paragraph 83, by the dismissal of the COMPLAINT

    under the OSC which is so vague as to block a proper response, that

    it would give the Court the advantage to dismiss those pleaded

    motions by all parties as moot as the Court would decide without

    specificity the points that PLAINTIFFS have already responded to.

        88. PLAINTIFFS therefore call on the Court to rule directly upon

    the motions before the Court and not to dismiss them under the OSC,

    as all the points have already been pleaded.  THEREFORE PLAINTIFFS

    will rely upon their answers in the form of their submitted

    Affirmations and Briefs.

                 GENERAL RELIEF REQUESTED OF THE COURT
                       AS STATED IN THE COMPLAINT
               NOTE: This is in addition to the individual causes
                     of action as shown above.

                                  - 26 -
&l0H


        89.  WHEREFORE, PLAINTIFFS demand relief from, or against each

    of the Defendants as follows to:

        a)  Declare that ORIGINAL MORTGAGE was paid, and satisfied and
    order Defendant WELLS FARGO to file a proper satisfaction, within a
    reasonable amount of time so PLAINTIFFS can continue to seek a
    suitable buyer at fair market value;

        b)  Declare that ORIGINAL MORTGAGE was paid, and satisfied and
    order Defendant WELLS FARGO to remove from the County Records the
    LIS PENDENS within a reasonable amount of time so PLAINTIFFS can
    continue to seek a suitable buyer at fair market value;

        c)  Declare that the CONSOLIDATED MORTGAGE was a fraud and
    charade, worthless, that it never legally happened and order that it
    be removed from the public County Records within a reasonable period
    of time to be determined by this Court;


        d)  Declare that the GAP MORTGAGE was created by fraud and
    predatory lending, and order that it be declared null and void, and
    order that WELLS FARGO file a proper satisfaction for it in the
    public County Records within a reasonable period of time to be
    determined by this Court;

        e)  Declare that illegal predatory lending by way of bait and
    switch that was used that the $150,000.00 equity line of credit be
    declared null and void, and that WELLS FARGO file a proper
    satisfaction for it in public County Records within a reasonable
    period of time to be determined by this Court;

        f)  Or in the alternative, declare that illegal predatory
    lending by using exhorbitant interest rates as being based on prime
    interest rate were not disclosed on the $150,000.00 equity line of
    credit, and that it be declared null and void, and that WELLS FARGO
    file a proper satisfaction for it in public County Records within a
    reasonable period of time to be determined by this Court;

        g)  Or again in the alternative, declare that illegal predatory
    lending by fraud and deceipt was used to lure and force
    PLAINTIFFS into the $150,000.00 equity line of credit, and as fraud
    vitiates everything it touches, and that WELLS FARGO file a proper
    satisfaction for it in public County Records within a reasonable
    period of time to be determined by this Court;

        h)  Order Defendant WELLS FARGO to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;

        i)  Order Defendant AGENT FRANCIS to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;

                                  - 27 -
&l0H


        j)  Order Defendant KOVACEVICH to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;

        k)  Order Defendant SEAN NIX to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;

        l)  Order Defendant PENZETTA to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;
        m)  Order Defendant KARASZEWSKI to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;

        n)  Order Defendant BAUM LAW FIRM to pay PLAINTIFFS $817,000.00
    for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus
    plus interest and punitive damages for the outrageous activities,
    that the public would find to be malicious and wilful behavior that
    a jury could find that would defy the public conscious, and that
    such damages being above the limits of the lower courts;

        o)  Order Defendant BALDWIN to pay PLAINTIFFS $3,000.00 paid as
    commission by PLAINTIFFS, plus interest and punitive damages
    for the outrageous activities, that the public would find to be
    malicious and wilful behavior that a jury could find that would defy
    the public conscious, and that such damages being above the limits
    of the lower courts;

        p)  Order Defendant AFFORDABLE to pay PLAINTIFFS $3,000.00 paid as
    commission by PLAINTIFFS, plus interest and punitive damages
    for the outrageous activities, that the public would find to be
    malicious and wilful behavior that a jury could find that would defy
    the public conscious, and that such damages being above the limits
    of the lower courts;

        r)  Declair that JSC O'ROURKE denied PLAINTIFFS their right of
    Due Process by ignoring the laws and rules of the Court and the
    CPLR, and to issur and order him to vacate his AMENDED DECISION AND
    ORDER of August 27, 2007 within a reasonable period of time to be
    determined by this Court;

        s)  Or in the alternative declair that JSC O'ROURKE carried ex
    parte communications with the BAUM LAW FIRM and that by doing so
    denied PLAINTIFFS their right of Due Process by ignoring the laws
    and rules of the Court and the CPLR, and to order him to vacate his
    AMENDED DECISION AND ORDER of August 27, 2007 within a reasonable

                                  - 28 -
&l0H


    period of time to be determined by this Court;

        t)  Declare that JSC O'ROURKE denied PLAINTIFFS their right of
    Due Process by ignoring the laws and rules of the Court and the
    CPLR, and to order him to recuse himself from hearing all further
    matters relating to PLAINTIFFS herein;

        u)  Declare that JSC O'ROURKE denied PLAINTIFFS their right of
    Due Process by ignoring the laws and rules of the Court and the
    CPLR, ab initio, and to order him vacate his ORIGINAL DECISION AND
    ORDER which was based entirely on a paid and satisfied mortgage
    within a reasonable period of time to be determined by this Court;

        v)  Declair that JSC O'ROURKE denied PLAINTIFFS their right of
    Due Process by ignoring the laws and rules of the Court and the
    CPLR, and to order him vacate his JUDGEMENT FOR FORECLOSURE AND SALE
    of PLAINTIFFS' PROPERTY that was based upon a paid and satisfaction
    mortgage within a reasonable period of time to be determined by this
    Court;

        w) Order a temporary stay of all Court proceedings and/or the
    enforcement of orders issued by JSC O'ROURKE of the Supreme Court of
    the County of Putnam, pending the final outcome and determination
    before and after trial or other rulings by this Court;

        x) Issue a permanant injunction against the BAUM LAW FIRM, the
    Court assigned REFEREE Defendant John Guttridge Esq., for any and
    all orders issued by JSC O'ROURKE of the Supreme Court of the County
    of Putnam, on matters relating to Defendant's foreclosure action;

        y)  Order Defendant RIVERCITY ABSTRACT to pay PLAINTIFFS
    $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the
    Murrays, plus interest and punitive damages for the outrageous
    activities, that the public would find to be malicious and wilful
    behavior that a jury could find that would defy the public
    conscious, and that such damages being above the limits of the lower
    courts.


        WHEREFORE PLAINTIFFS demand relief against each defendant as

    detailed for each defendant for the acts shown in the entire

    COMPLAINT, where all the prededing paragraphs were incorporated

    seperately for each defendant, request that due to the actions and

    biased actions by the Court that the Court recuse itself, or in the

    alternative give written reasons why the Court has decided at this

    time to intervene on behalf of the defendants, that declarary

    judgements as to the defaults of the DEFALTED-DEFENDANTS be issued

    for PLAINTIFFS to submit for default judgements for which they are

    entitled, issueing an order allowing PLAINTIFFS to amend their


                                  - 29 -
&l0H


    COMPLAINT should the Court find the current pleadings don't rise to

    the level required either by ASHCROFT or Rule 8 guidelines,

    for a declaratory judgement that the original mortgage had

    been paid in full and satisfied, that Wells Fargo had failed

    to file the required satisfaction of mortgage, that Wells Fargo

    lacked standing for filing the initial foreclosure action, and

    as a result rendering the entire Supreme Court action moot,

    and not applicable to Rooker-Feldman challanges.






    Dated:  December 14, 2009


    COMMONWEALTH OF VIRGINIA
    COUNTY OF CARROLL


                             - Affirmation -

        I declare under penalty of perjury that the foregoing is true
    and correct.



                                           _____________________
                                           Scott E. Webster
                                           Plaintiff, pro se
                                           204 Charlotte Dr
                                           Dugspur, VA 24325
                                           (276) 278-5006

        I declare under penalty of perjury that the foregoing is true
    and correct.

                                           _____________________
                                           Jean Allen Webster
                                           Plaintiff, pro se
                                           204 Charlotte Dr
                                           Dugspur, VA 24325
                                           (276) 278-5006









                                  - 30 -

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82. ROOKER-FELDMAN DOCTRINE GENERAL DISCUSSION - DETAILED BELOW AT PP 90. There are three Rule 12 (b) (1) & (6) motions submitted by the following named and appearing defendants, to which PLAINTIFFS have responded, to which this Court has not decided. In each of the defenses PLAINTIFFS, Defendant Penzetta, 91. As these ar --- COURT RELIEF REQUESTED --- 323. For all the above reasons and by way of the facts and circumstances stated above that PLAINTIFFS have been damaged by Defendants for deliberately causing the noted losses of the sale of PLAINTIFFS' PROPERTY, that for the damages as stated above: WHEREFORE, PLAINTIFFS demand relief from, or against each of the Defendants as follows to: a) Declare that ORIGINAL MORTGAGE was paid, and satisfied and order Defendant WELLS FARGO to file a proper satisfaction, within a reasonable amount of time so PLAINTIFFS can continue to seek a suitable buyer at fair market value; b) Declare that ORIGINAL MORTGAGE was paid, and satisfied and order Defendant WELLS FARGO to remove from the County Records the LIS PENDENS within a reasonable amount of time so PLAINTIFFS can continue to seek a suitable buyer at fair market value; c) Declare that the CONSOLIDATED MORTGAGE was a fraud and charade, worthless, that it never legally happened and order that it be removed from the public County Records within a reasonable period of time to be determined by this Court; d) Declare that the GAP MORTGAGE was created by fraud and predatory lending, and order that it be declared null and void, and order that WELLS FARGO file a proper satisfaction for it in the public County Records within a reasonable period of time to be determined by this Court; e) Declare that illegal predatory lending by way of bait and switch that was used that the $150,000.00 equity line of credit be declared null and void, and that WELLS FARGO file a proper satisfaction for it in public County Records within a reasonable period of time to be determined by this Court; f) Or in the alternative, declare that illegal predatory lending by using exhorbitant interest rates as being based on prime - 61 - &l0H interest rate were not disclosed on the $150,000.00 equity line of credit, and that it be declared null and void, and that WELLS FARGO file a proper satisfaction for it in public County Records within a reasonable period of time to be determined by this Court; g) Or again in the alternative, declare that illegal predatory lending by fraud and deceipt was used to lure and force PLAINTIFFS into the $150,000.00 equity line of credit, and as fraud vitiates everything it touches, and that WELLS FARGO file a proper satisfaction for it in public County Records within a reasonable period of time to be determined by this Court; h) Order Defendant WELLS FARGO to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; i) Order Defendant AGENT FRANCIS to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; j) Order Defendant KOVACEVICH to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; k) Order Defendant SEAN NIX to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; l) Order Defendant PENZETTA to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; m) Order Defendant KARASZEWSKI to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; n) Order Defendant BAUM LAW FIRM to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that - 62 - &l0H such damages being above the limits of the lower courts; o) Order Defendant BALDWIN to pay PLAINTIFFS $3,000.00 paid as commission by PLAINTIFFS, plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; p) Order Defendant AFFORDABLE to pay PLAINTIFFS $3,000.00 paid as commission by PLAINTIFFS, plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; r) Declair that JSC O'ROURKE denied PLAINTIFFS their right of Due Process by ignoring the laws and rules of the Court and the CPLR, and to issur and order him to vacate his AMENDED DECISION AND ORDER of August 27, 2007 within a reasonable period of time to be determined by this Court; s) Or in the alternative declair that JSC O'ROURKE carried ex parte communications with the BAUM LAW FIRM and that by doing so denied PLAINTIFFS their right of Due Process by ignoring the laws and rules of the Court and the CPLR, and to order him to vacate his AMENDED DECISION AND ORDER of August 27, 2007 within a reasonable period of time to be determined by this Court; t) Declare that JSC O'ROURKE denied PLAINTIFFS their right of Due Process by ignoring the laws and rules of the Court and the CPLR, and to order him to recuse himself from hearing all further matters relating to PLAINTIFFS herein; u) Declare that JSC O'ROURKE denied PLAINTIFFS their right of Due Process by ignoring the laws and rules of the Court and the CPLR, ab initio, and to order him vacate his ORIGINAL DECISION AND ORDER which was based entirely on a paid and satisfied mortgage within a reasonable period of time to be determined by this Court; v) Declair that JSC O'ROURKE denied PLAINTIFFS their right of Due Process by ignoring the laws and rules of the Court and the CPLR, and to order him vacate his JUDGEMENT FOR FORECLOSURE AND SALE of PLAINTIFFS' PROPERTY that was based upon a paid and satisfaction mortgage within a reasonable period of time to be determined by this Court; w) Order a temporary stay of all Court proceedings and/or the enforcement of orders issued by JSC O'ROURKE of the Supreme Court of the County of Putnam, pending the final outcome and determination before and after trial or other rulings by this Court; x) Issue a permanant injunction against the BAUM LAW FIRM, the Court assigned REFEREE Defendant John Guttridge Esq., for any and all orders issued by JSC O'ROURKE of the Supreme Court of the County of Putnam, on matters relating to Defendant's foreclosure action; - 63 - &l0H y) Order Defendant RIVERCITY ABSTRACT to pay PLAINTIFFS $817,000.00 for the loss of sale of PLAINTIFFS' PROPERTY to the Murrays, plus interest and punitive damages for the outrageous activities, that the public would find to be malicious and wilful behavior that a jury could find that would defy the public conscious, and that such damages being above the limits of the lower courts; Dated: December 14, 2009 COMMONWEALTH OF VIRGINIA COUNTY OF CARROLL _____________________ Scott E. Webster Plaintiff, pro se 204 Charlotte Dr Dugspur, VA 24325 (276) 278-5006 _____________________ Jean Allen Webster Plaintiff, pro se 204 Charlotte Dr Dugspur, VA 24325 (276) 278-5006 - 64 - &l0H