SUMMARY OF CRITICAL CONTROLLING DOCUMENTS

     For the ease of the Court All the summarized documents were
     submitted to the lower court as exhibits in motions, their original
     location is on the record at the indicated page number.

     Certification of Loan Payoff..(Plaintiff)...............05-23-05  409
            proof that the mortgage being foreclosed and the
            basis of the entire action was upon paid mortgage
            (Annexed Page 174)

     Notice of Satisfaction..(Plaintiff).....................05-24-05  410
            Notice to Defendants that satisfaction of original
            mortgage would be filed with the County Clerk, but
            never filed , and was in violation of RPAPL 1921 and
            N.Y. Jur.2d Mortgages Section 375.
            (Annexed Page 175)

     Payoff of Loan..(Plaintiff).............................05-03-05  411
            Acknowledgement from Wells Fargo of amount to be
            paid off- faxed at closing time
            (Annexed Page 176)

     Mortgage to be Forclosed..(Plainitff)...................12-20-06* 412
            Page from "title search" showing paid off mortgage
            was to be foreclosed.  (Annexed Page 173)

     Certification of Foreclosure..(Plaintiff)...............10-01-06  413
            Proof that the within foreclosure action was initiated
            months before Defendants were in default or had notified
            Wells Fargo requesting working arrangement for selling
            the property, as the title search for foreclosure was
            completed and Certification was signed on October 1, 2006
            (Annexed Page 331)

     Notice from Wells Fargo..(Plaintiff)...................11-22-06  418
            Notice that matter was being turned over to the Baum Law
            Firm, November 22, 2006, over seven and a half
            weeks after the Baum Law Firm began foreclosure
            action.  (Annexed Page ___)

     Notice of Pendency..(Plaintiff)........................12-14-06  414
            This is filed proof that Plaintiff is foreclosing
            on a fully paid off mortgage.  (Annexed Page 177)

     Service of Summons & Complaint..(Plainitff)............12-20-06  415
            This did not include the already filed lis pendens
            (Annexed Page 181)

     Assignment of Mortgage..(Plainitff)....................12-20-06* 416
            This Assignment "effective as of the 1st day of
            December 2006" notarized "On the_20th_day of_December_
            in the year _2006..." was not filed until January 10,     417
            2007.  Defendants asserted this was backdated after
            issue was raised in Defendants Cross Motion A - ____.
            (Annexed Page 178, 134, filed on 136) * Actually 01-10-07

     Minutes of the Court..(Clerk)..........................10-03-07  419
            Printout of Minutes showing that no motion was
            entered, paid for or filed regarding the faxed
            motion to chambers resulting in the Amended
            Decision and Order.  (Annexed Page 181)
  &l0H


                        CONSOLIDATED MORTGAGE

               This is the only legal surviving mortgage


     Consolidated Mortgage Agreement..(Plaintiff)...........05-16-05  420
            Proof of creation
            (Annexed Page 184)

     Consolidated Agreement Terms..(Plaintiff)..............05-16-05  421
            Terms of the agreement
            "This means that all the lender's rights in the
            Property are combined so that under the law Lender
            has one mortgage and I have one loan obligation..."
            (Annexed Page 185, executed signatures Page 187)          422

     Consolidated Mortgage excerpts..(Plaintiff)............11-16-05  423
            Extracted critical pages from the signed and fully
            executed Consolidated Mortgage which was presented
            as a contract of adhesion at closing, which assured
            Defendants that it was the only surviving mortgage.
            This Mortgage is still in existance and believed to
            be in the hands of Plaintiff and could be foreclosed
            on at any time for the same reasons Plaintiff has
            put forth as the basis for the instant foreclosure
            action.
            (Annexed Page 194)

     Consolidated Mortgage signatures..(Plaintiff)..........11-16-05  424
            (Annexed Page 213/214)                                    425






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